Jones & Keller attorneys have extensive experience representing national, regional, and local financial institutions, bank holding companies, commercial finance companies, mortgage companies, thrifts, insurance and bonding companies, borrowers, issuers, and private equity groups. Our banking attorneys advise these clients through a variety of transactions, including loan transactions, workouts, and litigation, private placements of debt and equity securities, trust preferred financings, public offerings, mergers and acquisitions, reorganizations, new bank charters, acquisitions and divestitures of commercial loan portfolios, and the offering of new products and services.
Our attorneys work closely with each client to understand their objectives and the legal needs of each transaction and with other attorneys in the firm to bring expertise when needed in related practice areas, such as real estate, corporate, securities, tax, and litigation.
Our attorneys advise national, regional, and community banks and borrowers through a variety of complex lending transactions. Our attorneys are experienced in a variety of loan transactions and credit structures and work closely with the client and all other parties involved to close each transaction. Our capabilities include:
Our attorneys have experience chartering new banks and savings associations, forming bank holding companies, merging and acquiring banks and their holding companies, engaging in stock repurchases, tender offers, proxy contests, reverse stock splits, strategic planning, and other shareholder ownership issues, charter conversions and change in bank control transactions. Our attorneys have acted as lead counsel in bank merger negotiations and transactions.
Our banking attorneys work with our securities team to assist lenders, investors, and borrowers in leveraged buyouts, going private, leveraged recapitalization and other leveraged transactions. Our experience includes senior secured debt, mezzanine debt, bridge loans, underwritten Rule 144A debt offerings, private placements and agency, collateral trust, debt subordination, securitization and equity transactions.
We also help bank holding companies expand the services they offer by establishing mortgage banking subsidiaries, title companies, 1031 exchange companies, insurance companies, investment advisory companies, and bank operating subsidiaries. Our attorneys assist clients with financial products such as asset finance, project finance, restructuring transactions, securitizations, and structured finance.
Our attorneys represent lenders in the negotiation of workout and deed-in-lieu transactions. Working in conjunction with our litigators we are experienced in the appointment of receivers and the filing of foreclosure actions under both Rule 120 and Rule 105. We also represent lenders in junior lien positions when they desire to redeem their junior lien position in a foreclosure action. We also have extensive experience in negotiating and closing consensual restructures of complex secured loans, often as part of a larger negotiated restructure of a going concern.